Trades Insurance – Tradies and Contractors

If you’re looking for a trades insurance broker, you’re in the right place. SB Protect can help you get the best possible trades insurance for you and your business.

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As an insurance broker committed to protecting businesses, SB Protect is here to provide Trades Insurance solutions for tradespeople like you. We offer public liability insurance for sole traders and insurance for tools and equipment.

We understand the unique risks you face in your line of work. As a busy tradesperson, your time is valuable. That’s why we streamline the insurance process, providing fast and efficient service, so you can focus on what you do best.

Trades Insurance Coverage Options

Public Liability Insurance: As a tradesperson, you understand the importance of protecting yourself and your business against potential third-party claims. Our comprehensive public liability insurance coverage safeguards you against property damage or personal injury claims that may arise during your work. Whether you’re a sole trader or have a team, our policies provide the necessary protection of your business

Tool Insurance for Trades

Your tools are the lifeline of your trade, and we recognise their value. Our tool insurance for tradies covers loss, theft, or damage to your essential tools and portable equipment. By securing this coverage, you can minimise downtime and get back to work quickly withoutincurring significant financial burdens.

What is Public Liability Insurance?

Public liability insurance is a vital component of any business’s risk management strategy. It provides financial protection in the event that your business is held liable. This could include causing property damage, or bodily injury to a third party.

Here’s what public liability insurance typically covers:

Property Damage: Public liability insurance can cover the cost of repairing or replacing someone’s belongings. If your business activities result in accidental damage to property, your insurance will cover you

Bodily Injury: A third party sustains bodily injury because of your business operations. Public liability insurance can help cover medical expenses, rehabilitation costs, and any associated legal fees.

Legal Expenses: Dealing with a liability claim can be complex and expensive. Public liability insurance can assist in covering the legal costs. This could include lawyer fees, court fees, and settlements or judgments

Product Liability: Depending on your business, product liability insurance may be included as part of your public liability policy. This coverage protects you from claims related to injuries or property damage caused by products you manufacture, distribute, or sell.

As a trusted insurance broker, SB Protect is here to navigate the complexities of public liability insurance on your behalf. We are committed to providing exceptional customer service, ensuring that you have the information and coverage you need to protect what matters most –your business

FAQs about Trades Insurance

What is Trades Insurance?

Trades Insurance refers to customised insurance coverage designed specifically for tradespeople. It includes essential policies like public liability insurance, tool insurance, and more, addressing the unique risks faced by tradespeople.

Why do I need Trades Insurance?

Trades Insurance is crucial for protecting your business, assets, and financial well-being. It provides coverage against unforeseen accidents, liabilities, and property damage. This helps you navigate potential setbacks and continue your work without significant financial burdens.

Can I get public liability insurance as a sole trader?

Absolutely! We offer public liability insurance for sole traders to provide protection against third-party claims. This could include property damage or personal injury during your work.

Is Trades Insurance the same as Business Insurance?

The short answer is that trades insurance is a type of business insurance that offers coverage specifically tailored to the needs of trade professionals. Additionally, trades insurance may include tools and equipment insurance, vehicle insurance, and other forms of coverage specific to your trade.

What does tool insurance for tradies cover?

Tool insurance for tradies offers coverage for the loss, theft, or damage to your valuable tools and equipment. Whether you lose your tools due to theft or they get damaged on the job, this coverage ensures you can replace or repair them promptly, minimising disruption to your work.

Is Professional Indemnity Insurance included in Trades Insurance?

Professional indemnity insurance is a type of coverage that helps protect businesses in the event that a client claims to have suffered a financial loss as a result of professional advice or services provided. This type of coverage is particularly critical for businesses that offer consultancy or other services that require high levels of expertise and experience.

Don’t take the risk

Trades insurance is not legally required, but we highly recommend it due to the potential financial consequences of not having coverage in place. Without insurance, a liability claim can have a significant impact on your business’s finances, reputation, and future.

At SB Protect, we take pride in being your trusted insurance broker. We are dedicated to customising Trades Insurance solutions that give you peace of mind. Our team of experienced professionals will guide you through the process, ensuring you have the right coverage to safeguard your business.

Contact us today to explore our comprehensive trades insurance options and secure the protection your trade deserves.

(*Note: The provided information is general and not personalised advice. For specific recommendations, please consult with our insurance experts to assess your individual needs.)

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