Commercial Insurance Broker
If you’re looking for commercial insurance brokers you’re in the right place. SB Protect can help you ensure you’ve got the best possible insurance coverage in place for your business.
We Are Committed To Providing You With Exceptional Service And A Positive Customer Experience!
SB Protect Insurance Brokers are a team of professional commercial insurance brokers who can help you with your business insurance needs. We source and negotiate the best policies available at the lowest possible price for business owners across a range of industries. All of our brokers are fully licensed insurance agents who have experience working with a wide range of businesses throughout Australia. SB Protect has built an outstanding reputation for providing quality products and services at affordable rates.
If you’d like to speak with a commercial insurance broker you can trust with risk management, asset protection and insurance claims, we can help. We’re committed to providing you with exceptional customer service and assisting you with any concerns or questions you may have. We work hard to earn your trust, and will go the extra mile to ensure you are completely satisfied with our company and commercial insurance products.
Areas of Commercial Insurance we can help with:
Business ㅤㅤInsurance
Professional Indemnity Insurance
If you’re in a industry/profession that provides advice then it is important that you take out a Professional Indemnity policy.
We can combine all your commercial vehicles under the one policy which may include: sedans, utes, commercial vans, trucks, plant and machinery.
Contractㅤㅤ Works
Contract works insurance will provide cover for residential, commercial or civil projects.
Public Liability
Public Liability will provide protection for your business against any legal costs if you are deemed to be negligent for any personal injury, including death and/or property damage to a third party which is caused by either yourself or any one of your employees.
Farm Insurance
Whether you own a small hobby farm or a large size farm, a Farm Insurance policy will help you protect your farm, including any produce or livestock.
Cyber Insurance
Trade
Insurance
Whatever your trade, you’ll need specialist insurance to protect your business. From public liability, employer’s liability and property damage cover to professional indemnity.
Property
Owners
Insurance
Legal liability cover for you, your building and your land. Protect your investment from potential risks.
Strata
Insurance
As it is compulsory for all Residential and Commercial Strata Complexes to be covered under a Strata Titled Insurance policy, it has been designed to cover you for building and common property.
FAQs for Commercial Insurance Brokers
What is business insurance?
Commercial or business insurance refers to insurance coverage specifically designed to protect businesses against various risks and potential financial losses. It provides coverage for property damage, liability claims, and other business-related risks.
What types of insurance are available?
There are several types of commercial insurance policies available, including general liability insurance, property insurance, professional liability insurance, commercial vehicle insurance, and cyber insurance. The specific coverage needed will depend on the nature of your business.
Why is commercial insurance important?
Commercial insurance is important because it helps protect businesses from unexpected events that could lead to significant financial losses. It provides a safety net by covering costs associated with property damage, legal liabilities, injuries, and other risks, helping businesses recover and continue their operations.
How much does it cost?
The cost of commercial insurance varies depending on several factors, such as the size of the business, industry type, location, coverage limits, and past claims history. Insurance providers assess these factors and provide a premium quote based on the risk level associated with the business.
Do all businesses need insurance?
Yes, it is generally recommended that all businesses, regardless of their size or industry, have some form of commercial
insurance. Even small businesses face potential risks and liabilities that could result in financial losses. Insurance provides protection and peace of mind. Having the right commercial insurance broker on your side can help you to ensure you have the right level of cover for your protection.
Can I bundle different types of insurance for my business?
Yes, many insurance providers offer package policies or bundle different types of commercial insurance into a single policy. This can be more convenient and cost-effective than purchasing separate policies for each type of coverage needed.
What is public liability insurance?
Public liability insurance is a fundamental coverage for businesses. It protects against claims of property damage or personal injury lawsuits. It helps cover legal costs, settlements, and medical expenses if someone is injured on your premises or if your business causes damage to someone else’s property.
What is cyber insurance?
Cyber insurance, also known as cybersecurity insurance or data breach insurance, provides coverage for businesses in the event of a cyberattack, data breach, or other cyber-related incidents. It helps cover the costs associated with data recovery, legal liabilities, customer notification, and reputation management.
How can I choose the right level of insurance for my business?
Choosing the right coverage and level of insurance involves assessing your business’s specific risks and consulting with insurance professionals. They can help you understand your coverage needs, evaluate different policy options, and select the most suitable insurance coverage to protect your business effectively.
Remember, these FAQs provide general information about commercial insurance. It’s always recommended to consult with insurance experts or agents who can provide personalised advice based on your specific business needs.